Only a bank
dedicated to the size of your company, supported by Itaú´s efficiency and
largeness, can offer the best services for your cash flow.
. Itaú Bankline Empresa Plus
. Debt Collection
. Cash and valuables
. Bankline check arrangement
. ID - Identified Deposit
. Pre-paid services
. Sisdeb - Automatic Debit
. Cash Centralization
. Sispag vendors
. Sispag salaries
. Authorizations
. Banking services post
. Itaú company debit card
. Sispag taxes
Itaú Bankline Empresa Plus
Enables companies to conduct several operations and queries without needing to
personally see a manager or physically visit the Bank. Convenient, quick and
secure. This is an important means of optimizing processes and cutting costs.
Itaú Bankline Empresa Plus offers the following benefits:
. Easy access: all you need is an Internet connection.
. Secure transactions with funds: transactions of company accounts and
funds are only made by employees previously authorized in the contract.
Specific electronic passwords are used and all data transmitted by Itaú
Bankline Empresa Plus is cryptographed.
. Differentiated access levels: companies designate a system administrator
to register access rights for up to 998 operators, and set the services and
accounts that each one may use or operate.
Debt collection
Itaú BBA Collection provides innumerable ways of meeting the needs of
companies: Collection may be registered or not, deed collection, message
collection or payment book collection.
Companies using one of these services may also send invoice-cum-payment forms
(local term "bloqueto") by mail, e-mail or through Internet access.
This is an excellent option for companies to cut costs and maximize cashflow
control.
Cash and valuables
Itaú provides companies with the best secured transport services in the
market, so there are no worries in collection and delivery of cash and
valuables.
When payments are for smaller amounts, money may be delivered in envelopes with
predetermined amounts.
Shipments may be programmed for routine or occasional operation, depending on
requirements.
To facilitate cash flow, there is electronic access to reports.
Bankline check arrangement
Fully electronic service handling checks (including postdated) received by
companies.
Just collect data from checks and transmit to the bank. Then deliver checks to
an Itaú branch.
All portfolio management may be done through Itaú Bankline Empresa Plus.
ID- Identified Deposit
Identified Deposit is the easiest way for a company to identify who deposited
credits in its current account.
To use this service, customers making payments to a company just go to an
Itaú branch and key in branch, account, and "Deposit
Identification." To facilitate control, a company may wish to provide its
customers with pre-filled forms.
Deposits immediately appear in the current account statement, identified with
the previously determined code. All data may be received by electronic file.
The "Deposit Identification” field is one of major differentials of
this service. It has up to 16 numeric positions that may, by arrangement,
validate the following data at the time of inclusion:
. Taxpayer number (local acronym CPF)
. Corporate taxpayer number (local acronym CNPJ)
. CPF ou CNPJ
. DAC 10
If these data are consistent, the company is assured of the identification of
the depositor.
Pre-paid services
The Itaú service network is the fastest and most secure way for
companies to sell pre-paid services, identify customers and make a service
available immediately.
With Itaú's electronic channels (Bankline, ATMs and Bankfone), customers
may acquire products at the company's discretion.
Sisdeb - Automatic Debit
Sisdeb is a totally electronic reception system that enables a company to
receive payments from bill payors who are Itaú current account holders
using automatic bill charging. There are now over 9 million Itaú current
account holders all over Brazil.
To receive money quickly and easily, the company sends the necessary data for
the debits and on the designated date receives credit its in current account.
Customers of companies using this service run no risk of forgetting a payment.
Cash Centralization
Enables transactions in different current accounts (centralized accounts) to be
transferred to a single account (centralizer account). This transfer may be
effected by transaction item, sum of debits and credits or balance.
To get the most out of the product, centralized accounts may be separated by
purpose or branch. For instance: a company may have one account only for making
payments (Sispag), another for accepting employee debits (Company Withdrawal
Card), another for receipts (Collection) and then centralize all these
transactions in one single account. This is a means of optimizing banking
conciliation and minimizing financial expenses.
Sispag Vendors
This is an electronic version for the "Accounts Payable" of the companies. This
service allows the company to make several types of payment and electronically
manage its Accounts Payable, without transit of documents and with a high
degree of security. Company payments may be sent to the Bank through Itaú
Bankline Empresa Plus or through Electronic File Interchange.
Check the advantages:
. Manual routines are eliminated and processes are optimized.
. Payments may be made and authorized anywhere in the world.
. Drawee scan: enables automatic inclusion of notes that are drawn against the
company and held by the banks for registered collection.
. Payments may be remitted to Itaú up to 6:00 p.m. of the date of payment
(except for TED transfers), according to the client's record status.
Security mechanisms such as:
- LDP (Daily Payment Limit)- payments in excess of the established
daily limits will not be accepted
- Authorizations - clients may establish authorization levels and
appoint specific authorizers for payments to suppliers. Such authorizers may be
appointed based on the powers of attorney granted by the company.
- Token - a key ring, which displays a numeric code that varies
each 60 seconds and is in sync with the systems of Banco Itaú.
The main payment forms available are:
. Settlement of Bank Payment Slip.
. TED - Electronic Cash Transfer.
. DOC - Credit Transfer Document.
. Credit to Current account with identification to beneficiary.
. Credit to Savings account.
. Payment order available to beneficiary at the designated branch.
. Check payment.
Contact your Officer Cash Itaú BBA for more information about all advantages
offered by Sispag Fornecedores.
Sispag Salaries
Itaú provides its clients with a system that manages and handles the company's
payroll. Company payments may be sent to the Bank through Itaú Bankline Empresa
Plus or through Electronic File Interchange.
They are scheduled and automatically made on the date requested with maximum
security. Payments may be authorized in advance or in arrears.
Check the advantages:
. Itaú service network - more than 20,000 service units.
. Electronic Pay Statement: employees check/print their payment statements from
Bankline and/or Itaú Automatic Tellers.
. Streamlined processes.
. Management of HR information through Itaú Bankline Empresa Plus.
. Payment of employees anywhere in the country.
. Security mechanisms, such as:
- LDP (Daily Payment Limit) - payments in excess of the established daily
limits will not be accepted
- Authorizations - clients may establish authorization levels and appoint
specific authorizers for payments to suppliers.
- Token - a key ring, which displays a numeric code that varies each 60 seconds
and is in sync with the systems of Banco Itaú.
The types of payment available are:
. Credit to Current Account or Credit to Client's Salary-Savings Account.
. Payment order available to beneficiary at the designated branch.
. Check payment; sent to your branch and delivered to you for later remittance
to employees.
Contact your Officer Cash Itaú BBA for more information about Sispag Salários.
Authorizations
The customer may define authorization competences and designate specific
authorizers for payments to suppliers.
The main forms of payment available are:
. Credit in current account or in the customer's Itaú Salary-Savings
account.
. Banker's draft available to assignee in designated branch.
. Pay check sent to your branch and delivered to you to be forwarded to
employees.
Contact your Itaú BBA manager and see the innovative features provided
by Sispag Salaries.
Banking Services Post
To install an Itaú banking services post in a company provides exclusive
advantages for employees.
They gain more security and convenience, as well as differentiated conditions
for services provided. It is like having an Itaú branch exclusively for
the company and its employees.
Itaú has over 2,200 branches strategically distributed throughout
Brazil, including more than 800 Banking Services Posts. Itaú also has
over 20,000 Itaú ATMS.
Contact your Itaú BBA manager for more details of this differential.
Itaú Company Debit Card
The Itaú solution to cover day-to-day expenses for companies and
facilitate accountability. This means that employees do not need cash advances.
This reduces money flows and provides more control over expenses.
Check other advantages:
. "Online, real time" management by Internet using Itaú
Bankline Empresa Plus or through electronic file transfers.
. Security - All online operations go through the Authorizer System on Bankline
Empresa Plus.
. Efficiency - Funds withdrawn only taken at the time paying expenses.
. Flexibility - The limits for card transactions are individual,
non-accumulative, and set by the company itself.
. Convenience - all the Itaú network, and accredited RedeShop outlets
are available to facilitate payment of expenses.
Contact your Itaú BBA manager. More details of the advantages of an
Itaú company debit card.
Sispag Taxes
An electronic system that enables companies to pay taxes in general, without
transit of documents, and with security.
Company payments may be sent to Itaú by either:
. Itaú Bankline Empresa Plus.
. Electronic File Interchange.
Such payments may be sent to Itaú already authorized, provided they are
subsequently authorized by Itaú Bankline Empresa Plus. Itaú processes the
information and, on the scheduled date, debits the company account and makes
the payments.
Check the advantages of Sispag Tributos:
. Optimization of routines, streamlining the tax payment processes.
. Easy identification in the bank statement.
. Elimination of manual tasks.
. Information may be sent to Itaú on the actual payment date.
. Tax payment management through reports found at Itaú Bankline Empresa Plus.
Payment receipt made available in PDF format from Bankline.
. Security mechanisms such as:
- LDP (Daily Payment Limit) - payments in excess of the established daily
limits will not be allowed
- Authorizations - clients may establish authorization levels and appoint
specific authorizers for payments to suppliers.
- Token - a key ring, which displays a numeric code that varies each 60 seconds
and is in sync with the systems of Banco Itaú.
Contact your Officer Cash Itaú for more information about what's new in Sispag
Tributos.
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